Mind The Gap, Then Fund The Gap
Most retirement plans created for Baby Boomers predicted that the last decade of work before retiring would be a nice gentle ride. Lofty incomes and kids leaving the nest after college would allow you to accumulate a comfortable cushion for the leisure years. But this isn’t happening. After the Great Financial Crisis, incomes for […]
My Retirement Rehab Weekly Round-up
Welcome to the round-up! Below are the posts we read, found interesting and loved this week for a variety of reasons. They are inspiring and thought-provoking and we’d like to share them with you. USA Today Money How much do you need to fund retirement? More than you think From the article: “Don’t shoot the […]
Compensation Drives (Bad) Behavior-The Fiduciary Rule
While the clear majority of financial advisers are honest and moral individuals, it appears we are set to protect those who are not. The fiduciary rule was set to establish standards that put a client’s retirement interests above those advising them. Keeping the status quo supports a mantle of credibility where none is deserved. My […]
Why Generation X Workers Are Between a Rock and a Hard Place
I’ve written a few times now about how the robots are out to get your job and destroy your savings for retirement. It’s a popular topic and interesting to discuss as the technology changes daily, but in my opinion, robots are a much smaller threat than the Millennials. Don’t get me wrong — my kids are […]
My Retirement Rehab Weekly Round-up
Welcome to the round-up! Below are the posts we read, found interesting and loved this week for a variety of reasons. They are inspiring and thought-provoking and we’d like to share them with you. OUT OF YOUR RUT Our Health Insurance Premium was Over $21,000 Last Year This is a very informative article that analyzes not […]
How to Prepare For a Job Change (Whether You Want it Or Not)
Job change is on the horizon for many late-career professionals today. Maybe you don’t like your career and want to try something different. Or maybe you’re worried about losing your job. Late-career job loss is a legitimate retirement concern, even if your boss is happy with your work. Career corporate workers are becoming obsolete thanks […]
My Retirement Rehab Weekly Round-up
Welcome to the round-up! Below are the posts we read, found interesting and loved this week for a variety of reasons. They are inspiring and thought-provoking and we’d like to share them with you. On Success Why Successful People Take Ten Years To “Succeed Overnight” This is an excellent article that takes the time to analyze […]
Your Retirement Fix: Stop Listening to Your Own Excuses
I’ve written extensively on this blog and elsewhere about how you can fix your retirement, no matter your age, debt, or living situation. I’ve led by example, pulling myself away from the brink of bankruptcy using my own strategy. But I know there are some readers with tools in hand, who will never use […]
Why Retirement Planning Fails
We’ve all heard the traditional wisdom out there about retirement planning. The 4% rule. Basically, it means you need to have enough money to be able to withdraw 4% of the balance every year during retirement. This traditional wisdom is off for a lot of reasons — for one, it assumes you’re going to run […]
My Retirement Rehab Weekly Round-up
Welcome to the round-up! Below are the posts we read, found interesting and loved this week for a variety of reasons. This Round-up is about entrepreneurship. If you’re considering starting an online business, we think you’ll like them too. Success Success Magazine produces some great video on what they call the YOU Economy. Others call it […]