In my family we don’t deal with any change very well. But negative change, going backwards in lifestyle, is the biggest issue. Thing is, I don’t see any other option. Our lifestyle is barely sustainable now. Once I retire, it would be a death spiral.
I know this feeling well. The reality is I was more worried than I needed to be. My family adapted and we started to make conscious decisions together. Yes I had to lead by example, but the entire family followed and the debate started a huge conversation for us.
In the end, my fear of my family’s response was far worse than I anticipated and the result is we now are on firm financial ground with great communication.